NO FLOOD INSURANCE NEEDED! This beautiful home was completely renovated in 2016 and features hardwood floors throughout, a gourmet kitchen with stainless steel appliances, granite countertops, and a convenient pantry for extra storage. The 1st floor also offers a versatile home office or den or potentially a 5th bedroom. The main living areas flow effortlessly, with ample natural light streaming through large windows that were imported from Germany. The 2nd floor offers 4 generously sized bedrooms with ample closet space. The primary bedroom features an ensuite bath for added convenience. A laundry area on 2nd floor ensures efficiency in daily routines. Full basement, complete with a walkout to the backyard, presents endless possibilities for customization and expansion. Close to LIRR, shopping, dining, parkways, Marina’s and parks/beaches. House qualifies for a downpayment assistance grant. Property taxes don’t reflect STAR exemption.